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Aerial view of a Florida coastline lined with high-rise condominium buildings
State Guides

Florida's SIRS and Reserve Funding Deadlines: What Changed for Condo Boards in 2026

Florida's condo safety laws kept moving in 2026: the SIRS deadline shifted, reserve waivers for structural components ended and insurers started tying coverage directly to compliance. What changed and what it means for boards, owners and buyers.

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Diagram comparing visible patent defects (4-year limitations period) against hidden latent defects (10-year limitations period)
State Guides

Patent vs. Latent Defects — Why the Distinction Changes Your Case Strategy

In California, whether a defect is patent or latent determines which statute of limitations applies — four years or ten. Why the classification question belongs at the very start of a case, not somewhere in the middle of it.

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View through construction scaffolding toward the Manhattan skyline
State Guides

Scaffold Law 101 — What New York's Labor Law 240(1) Actually Requires

New York's Scaffold Law imposes strict liability for gravity-related site injuries — different from the fault-based standards under Labor Law §241(6) and §200 it's often pleaded alongside. What the statute requires, and why the distinction changes case strategy.

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Facade inspector using rope access to examine ornate stone architectural details on a historic New York City building
State Guides

NYC's Facade Inspection Program (FISP): What Building Owners Need to Know

FISP, still widely known as Local Law 11, requires NYC buildings over six stories to have facades inspected every five years. What Cycle 10 requires, how sub-cycles work, and why the inspection history matters in a facade-related dispute.

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Consultant and homeowner examining a cracked stucco wall during a site inspection
State Guides

Five Things to Confirm Before Filing a California Construction Defect Claim

Before a California construction defect matter goes anywhere, five things need to be nailed down — patent vs. latent classification, which limitations period applies, Right to Repair Act status, licensing, and the pre-litigation notice clock.

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